Protecting and helping families since 1985

Life Insurance and your ‘Bucket List’

Unfortunately a part of dying is the way you die. Many of us don’t die suddenly, we get told we have 6 – 12 months left and then have to manage those months the best way we can.

If you have life insurance, it will be paid out as soon as the Doctors diagnose that death is with 12 months.

However, many peoples Life Insurance Cover is not enough in the best of times and only just enough in a some cases.

So, here you are looking at making the most of your last 6 months and end up spending some of the Life Insurance payout on attending to your ‘Bucket List’ items.
Meaning there’s not much money left for the people it was meant for.
Of course, you might not spend the money on you, you may choose to just stay home and be miserable.

There is a solution… ‘Terminal Illness Booster’. This optional extra is available with most of the main Life Insurance companies and for a dollar or two at the most*, you have your death benefit payout increased by 25% when you are diagnosed with a terminal illness.

Meaning you can spend the extra money on your ‘bucket list’ and still have the original sum for your dependants.

Ask me for a quote to see what it costs to upgrade your Life Insurance to include a ‘Terminal Illness Booster’.

* depends on your age and health and smoking status

Mike Bennett

In 1985, after 7 years in the banking industry in NZ & London, Mike Bennett joined the Life Insurance Industry as an adviser. In 2001 he started “Acorn Insurance & Investment Ltd” with the key principle; “to satisfy the insurance and investment needs of New Zealanders with the best products and service possible”. To achieve the guiding principle of “best products and service” the “Acorn” uses various industry research tools to identify the best products and prices to meet our client’s needs. Acorn has agencies with most of New Zealand’s major insurance companies which means we are free to use whichever products best meet our client’s needs. Believing that if we get it right for our clients we will achieve win-win solutions. We also recognise that nearly all insurance solutions are a compromise between the benefits you’d like to have versus the premiums you’re prepared to pay – with this in mind we WON’T be trying to sell you more insurance than you need or want !!

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