Why you need advice when buying insurance!
HOW COMPLICATED IS NZ’S LIFE AND HEALTH INSURANCE MARKET?
These are the factors you need to take into account in order to pick your way through the complex minefield of personal life and health insurance. It’s why you need financial advice from a properly Registered or Authorised Financial Adviser:
6 types of cover;
LIFE
MEDICAL
PERMANENT DISABILITY
TEMPORARY DISABILITY
TRAUMA
MORTGAGE COVER
PLUS 16 Insurance Companies
PLUS 25 product types
PLUS 723 features (some shared,others unique)
PLUS 46 features depending on gender
PLUS 158 features depending on employment status
PLUS 1479 features that vary by age
= 4268 features offered by Insurance Companies
= 25,600 variations !!
Use an Insurance Adviser that you trust – it’ll save you time and money in the long run – especially if you ever claim!
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